In the wake of natural disasters like wildfires, hurricanes, and floods, homeowners and business owners are often targeted by dishonest contractors looking to take advantage of the situation. Protect yourself with these important tips:

1. Review your insurance policy.

Contact your insurance company to confirm your coverage. Understanding your policy can help you make informed decisions about repairs and replacements.

2. Get multiple estimates.

Secure quotes from reputable contractors before committing to repairs. Check references and research company credibility to avoid potential scams.

3. Carefully review contracts.

Never sign an agreement with unclear terms or blank spaces. Ensure all details are documented, and seek clarification before proceeding.

4. Don’t pay in full upfront.

Legitimate, licensed contractors provide payment schedules, timelines, guarantees, and other essential details. Avoid paying the total amount before work is completed to your satisfaction.

5. Understand insurance documents.

Clear communication with your insurance carrier can help expedite your claim process and prevent misunderstandings.

6. Avoid making a quick decision.

Scammers often pressure victims into hasty decisions. Evaluate your options carefully and choose a contractor you trust.